State Farm® Insurance Agent Mike McHugh

"Very impressed with the job done by Toby Freeman. Very quick and efficiently he helped us to get rate reduction for our home insurance premiums. Thank you very much, great job."

"I spoke with Toby Freeman this morning and he was so helpful. He stayed with me on the phone and gave information needed to the Claims department for me. My experience with Toby as well as Claims was clear, respectful and professional."

"I worked with Grace and she was amazing! Walked me through everything and went over discounts I could qualify for. I didn’t feel forced into anything. I used to have a bad driving history so I always just assumed I would have to pay more for insurance. When I received my quote from my previous insurance company to add my son to my insurance as he just got his permit I just about cried. My pervious insurance quoted me $560 a month for less coverage. I now have way better coverage for 1/4th of the price. I cannot express how grateful I am. Grace is professional, sweet and patient. (Think she’s earned herself a raise *wink*)"

"They offered me a great discount, and their service is excellent. The staff are very friendly, professional, and always eager to help me solve any issues. I truly appreciate their support and highly recommend them!"

"Working with Toby Freeman and Mike McHugh is quick, easy, friendly and efficient. I had been with another agent for almost 20 years and got tired of my policies going up up up. I never even met this agent either. I have been with state farm for several years now and am glad I am. August 2025 Once again Toby at State Farm has been a blessing in a recent accident I was in and helped me deal with the person at faults not so easy to work with. I am so glad i am with them."

"Helped me with my business insurance needs. Great guys /office to work with!"

"Very grateful for Toby contacting me about an insurance quote. Toby was able to lower my payment and get me better coverage on our two vehicles than our previous insurance company. I really appreciate his expertise in our unique personal article policies as well. I feel well informed, and he is always quick in responding to any questions/policy changes. The entire State Farm team has been extremely helpful, patient, and kind in a recent claim I had. Was able to quick coverage with absolutely zero hoops to jump through. Will continue to refer State Farm, and especially Toby, to friends and family. :)"

"Super friendly and helpful, glad to have them handling my insurance :)"

"I have been with Mike McHugh's office for like 25 years - home(s) and cars. They have always been responsive and good at answering phones. Pricing has always been competitive. Friendly folks. Thanks, Team McHugh, and keep up the good work!"

"I worked with Toby and he helped me to find the best coverage for the best price. Great to work with. Great price, saved me a lot of money for the same coverage I had before. Would definitely recommend this agency to everyone. Doesn't hurt to check and get a price quote! You might be surprised at the savings."

"I have been with Mike McHugh, for at least 20 or 25 years. They are always friendly, helpful and informative. I appreciate the fact that I am treated like a person, and not a number. Jodi and the office team helped me through some rough patches and we're always very kind. I am grateful to have had a solid insurance team most of my life. Now my children are becoming Mike McHugh customers too!"

"Switched over to McHugh agency and had a great experience setting everything up with Toby, he has been great to work with. Fast, efficient, and responsive service!"

"Thanks for everything I didn't even know how things work, but now we understand thanks"

"We got excellent service and a solution to our problem within hours! Thanks so much to Yashae!! She was extremely friendly and helpful!"

"Great service and super easy to work with"

"We’ve had a consistently difficult experience with this office over the years—making it incredibly frustrating to be a long-time customer. That said, Toby has been the one person who’s been very helpful. He’s been responsive, patient, and diligent in sorting out problems, and his efforts have stood out."

"We have been doing business with the company for years. The only draw back is cost for the year."

"Good service"

"Always willing to help when in a tight spot financially. Great place for insurance😀."

"Mike McHugh and Toby Freeman have been very attentive to all of my family's insurance needs and helping us navigate a roof claim and better/lower insurance rates for our children!!! Great job Toby and Mike......"

"Perfect service for Mike McHugh office. However general State Farm web site is worst."

"Toby and team do a great job!"

"They are wonderful to work with! Always there when you need them!"

"I left a message that I purchased another care and needed insurance on it. I received a call back promptly and immediately received the temporary proof of insurance via email. Thank you everybody."

"5 stars once again! Toby has been very thorough explaining things to me and making sure I have the best coverage for my condo and auto. Thank you, thank you! Jody and Jen have been much more helpful than what I have experienced previously. They have both been very thorough and very patient in explaining things to me and are working to give me the best needed coverage. In reviewing my insurance policy and needs, Mike was top notch. I learned so much about coverage and be prepared. Many thanks for taking the time to explain things to me!"